Pension Credit – guarantees everyone over 60 a weekly income of £124.05 or £189.35 for couples

Pension Credit 'tops up' your weekly income. Those over 65 could also be eligible for savings credit.

As Pension Credit rates have risen by more than State Retirement Pension rates, even if your income was too high to claim last year, you may now be able to claim. Many people are missing out on money that is rightfully theirs to help with their day-to-day needs because of myths that they cannot claim.

Even a few pounds extra each week can make all the difference. Claiming is easy – you can do it over the phone without having to fill in any forms in person. Claims for all three benefits can be made at the same time by ringing the Pension Service on 0800 99 1234. If you need someone to visit you to help with claiming please phone 0845 60 60 265.