I'm struggling and need advice

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Coping with debt - which debts should I pay back first?

It is important to understand the difference between 'priority' and 'non-priority' debts. Your biggest debt will not necessarily be the most important one to pay back first. For example, you should not pay off a catalogue debt before paying your rent because it is more important to keep a roof over your head. Go to our "Different types of debt" page to find out more.

There are local agencies who can help and it is best to get some advice straight away, for example:

Visit or contact Wakefield Citizens Advice Bureau on 01924 378063.

Visit or contact The Springs Advice Centre in Wakefield on 01924 302085

The Yorkshire Water Community Trust helps customers who are in serious debt and are behind with paying their water service charges. Download an information sheet or contact the Trust for more information.

Visit or contact The UK Insolvency Helpline Wakefield office on 0800 074 6918